insuropedia

Table of Contents - Property (Material Damage)

Overview

Characteristics of a Hard Market  
Physical, Loss, Destruction or Damage - What Does It Mean?

Claim Preparation Costs
Claim Preparation Costs - Property & Business Interruption
Choosing a Claim Preparer  
Benefits of appointing a Claim Preparer
Extensions
Conditions
Standard of Proof
Memoranda

Branded Goods Clause
Premium Adjustment Clause - Property & Business Interruption
Reinstatement Or Replacement Conditions

Endorsements
Claims

Actions Required by A Policyholder Following a Loss
Bushfires and the Industrial Special Risks Policy
Conflict of Interest
Cyclones in Australia
Earthquakes in Australia
Earthquake in Gizo, Solomon Islands
Erosion in Shishmaref, Alaska
Evacuation from Flood 
Fire Can Strike Twice!  
Floods in England, United Kingdom
Historic Buildings and Claims for Property Damage and Business Interruption
Hotels and Claims for Property Damage and Business Interruption
Importance of Communication
Industrial Special Risks and Additional Benefits
Livestock - Australian Equine Flu Outbreak
The Parties to a Property and Business Interruption Claim 
Mud Volcano in Sidorarjo, East Java, Indonesia
Property & Business Interruption Claims from the Policyholder's Perspective 
Property Claims and The Stock Reconstruction 
Property Damage - Flood versus Storm Considerations
Property Damage - Should it be Reinstated on a Tender or "Do and Charge Basis"?
Sinkhole in Guatemala, South America
Shopping Complexes - Property Damage and Business Interruption
Storms in Melbourne in December 2003
Tornado Damage
Tornado in Taranaki, New Zealand
Water Damage & Stock Claims
War, Riot & Civil Commotion

Underinsurance

Underinsurance - Property
Underinsurance - Property and Business Interruption
Underinsurance Clause - Property and Business Interruption
Underinsurance - When Can it be Tested?  

Other

Acts of God
Consideration of Excesses and Deductibles
Goods and Services Tax, Claims & Cash Flow
Privacy Act (Cth) - Amended in 2001
Progress Payments - Importance Of
Reserves - Importance for Accuracy
Schedule of Insurance - Checklist for Accuracy
Terrorism Insurance Act 2003
When Is A Claim Finished?

Extracts of Mark IV Industrial Special Risks (ISR) Policy

Basis of Settlement on Records (Rewriting of Records)
Basis of Settlement on Stock 
Branded Goods Clause
Extra Cost of Reinstatement Memoranda
Operative Clause
Professional Fees
Reinstatement & Replacement Memoranda

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Last Modified 2008-04-18